Centralized check validation & fraud prevention platform
CheckPoint™
CheckPoint™ is the command center of your check fraud prevention ecosystem. Built for banks, credit unions, and enterprises managing high volumes of check transactions, it delivers real-time authentication, end-to-end visibility, and unmatched control over check issuance and deposit validation.
How Barcode Positive Pay works
- 1
Print as usual
Business customers print their checks as usual, selecting the ChequeSeal Printer instead of the physical printer. The ChequeSeal Printer then prints the checks with the encrypted barcode.
- 2
Nightly in-clearing
When the X937 file is received, ChequePoint extracts only the items for accounts marked as Barcode Positive Pay and, by reading the encrypted barcode, flags fraudulent items for further action.
- 3
At the teller line
When checks are presented for payment, the check is scanned and fraudulent checks are identified by the encrypted barcode.
Full visibility. Total control.
With CheckPoint™, your organization gains a centralized hub to track, verify, and audit every check issued with CheckSeal™ encryption.
- Monitor check activity across departments and locations
- Flag unauthorized or altered checks in real time
- Automate reconciliation with live reporting dashboards
- Store digital audit trails for compliance and internal reviews
Built for finance, back office & compliance teams
Whether you're in treasury operations, accounts payable, or risk management, CheckPoint™ brings clarity and automation to your payment verification process.
- Supports daily check run uploads from all major accounting systems
- Custom exception reporting and notification rules
- Streamlined Positive Pay integration with banking partners
Seamless integration
CheckPoint™ fits right into your existing workflow.
- Compatible with QuickBooks, Microsoft Dynamics, SAP, Oracle, and more
- Integrates with ChequeGuard's CheckTeller™ for point-of-deposit verification
- Flexible deployment: on-premise or cloud-hosted
Key benefits
- Real-time fraud detection
- Faster reconciliation and reduced manual workload
- Improved compliance with financial regulations
- Minimized financial losses from counterfeit and altered checks
Where it fits
- 1
Issue
Checks are printed from your existing accounting system through ChequeSeal or ChequeSuite.
- 2
Encrypt
Key check data is encoded into a secure barcode on the check at the source.
- 3
Scan
The check is scanned at deposit or clearing by CheckTeller or CheckPoint.
- 4
Validate
Encoded data is compared with the printed serial number, amount, date and payee.
- 5
Flag
Discrepancies are flagged as exceptions for review before funds are released.
Ready to centralize your check security?
Don't let outdated processes leave you exposed. Let CheckPoint™ become your first line of defense in check fraud prevention.
Strengthen Your Check Security Strategy.
Discover how Cheque Guard can help your organization improve check authentication and strengthen fraud prevention workflows.